The Auto Credit Officer evaluates and performs credit decisions of auto loans potential clients. These applications may come from auto dealers, bank branches and other related areas.
Through his / her duties the Auto Credit Officer guarantees the fulfillment of decisions with the parameters and policies established by the Bank and Federal and State laws.
Essential Responsibilities :
This position has some direct supervision responsibilities helping the Auto Credit Manager with supervisory responsibilities as :
Degree of Judgment
The degree of judgment is related to continuous analysis of specialized and complex subjects.
Impact of Errors
The impact of errors in this position could affect the essential activities for the Bank, either from other divisions or departments, or within.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
use hands to finger, handle, or feel and talk or hear. The employee is often required to stand, walk and drive a motor vehicle.
The employee must have the availability to report to work to the assigned dealer within the Island.Also, may be required to lift and move boxes or packages not exceeding 10 pounds in weight.
Employee on this job is exposed to varying weather conditions when visiting clients.
Bachelor’s Degree in Business Administration with two to three year of experience in consumer credit analyst, preferable in the automobile industry.
Also, is preferable but not compulsory, a Credit Analyst Certification and Financial Statement Analysis courses.The position requires having automobile in good conditions and valid license in P.
R.Available to work on weekends, holydays and extended hours.
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